Personalized Financial Planning
At PAR Financial and Insurance Services, I genuinely care about your financial future. My team of experts dedicates their time to studying and developing strategies to help you manage your financial assets for both the present and the future. I consider factors like retirement income, tax-deferred and tax-advantaged resolutions, and various investment options such as Sep IRA, IRA, 403B, 457, and Roth IRA.
Accountability for Your Financial Success
An excellent financial strategy is only as good as planning, management, and execution. At PAR Financial and Insurance Services, I take pride in being proactive in pursuing the best return on investment for my clients. I ensure thorough planning and reporting to keep you informed and confident in my services.
Reliability You Can Trust
I understand the privilege of having your trust to manage your retirement and financial goals. As a result, I hold myself to the highest standards of service and availability, providing you with peace of mind. In addition to financial planning, I offer life and term insurance and tax mitigation services to help secure your financial future.
My Approach
At PAR Financial and Insurance Services, I specialize in providing 403b and 457 plan options for California residents who are part of the CalSTRS and CalPERS pension systems. These plans serve as valuable additions to the existing pension benefits offered by CALPERS (California Public Employees' Retirement System) and CalSTRS (California State Teachers' Retirement System). I place a strong emphasis on catering to the needs of families, offering financial solutions tailored to their specific circumstances. PAR Financial is a family-focused firm specializing in CA residents who operate in the CALSTRS and CALPERS space.
I understand the concerns voiced by California teachers, administrators, and non-certified employees regarding the long-term sustainability of their CalSTRS and CalPERS pensions. Many individuals wonder if their pension alone will be sufficient to support their retirement, especially given the constantly changing economic landscape in California. These concerns are not unfounded, and I encounter such questions on a daily basis.
Having a personal connection to the challenges faced by pension holders, I bring firsthand experience within the education sector. With a parent who dedicated 34 years to the field of education and being married to a California teacher with over 28 years of experience, I intimately understand the realities of the pension system. Based on this knowledge, I have developed a solution to address the potential deficiencies that retirees may face.
Our Experience:
My team and I employ an educational approach and consultative process to empower you with confidence in making improved financial decisions, thereby reducing planning gaps and overlaps. By identifying your goals and thoroughly understanding your situation, we will educate you on suitable solutions aligned with your objectives. My dedicated team of internal and external professionals will then coordinate the implementation of a personalized financial plan, leveraging a range of products and services.